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Dear

Your Life Insurance Need


Current age Years
Spouse age Years
Spouse life expectancy Years
Total child
Child 1 age
Child 2 age
Higher education age
Marriage age
Monthly expense
Inflation %
Risk free rate of return %
Return on investment for child future %
Current cost of higher education
Current cost of marriage
Total outstanding loan amount as of today
Current life insurance cover
Current value of investment

Calculation based on above assumptions

Current monthly expense
Inflation %
Years till life expectancy of spouse
Corpus required for house hold expenses
Current cost of education - child 1
FV of costof education - child 1
Current cost of marriage - child 1
FV of costof marriage - child 1
Current cost of education - child 2
FV of costof education - child 2
Current cost of marriage - child 2
FV of costof marriage - child 2
PV of investment require for education (Child 1)
PV of investment require for marriage (Child 1)
PV of investment require for education (Child 2)
PV of investment require for marriage (Child 2)
PV of all future need
Outstanding loan
Gross coverage required
Existing cover
PV for current investment
Net coverage required
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Disclaimer

This calculation is for illustrative purposes only. Actual return may vary.
Mutual Fund Investments are subject to market risks, please read all scheme related documents carefully.

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